What is the National Flood Insurance Program (NFIP)?
The National Flood Insurance Program's (NFIP) is a federal program enabling property owners in participating communities to purchase insurance protection against losses from flooding. This insurance is designed to provide an insurance alternative to disaster assistance to meet the escalating costs of repairing damage to buildings and their contents caused by floods.


Participation in the NFIP is based on an agreement between local communities and the federal government that states if a community will adopt and enforce a floodplain management ordinance to reduce future flood risks to new construction in Special Flood Hazard Areas, the federal government will make flood insurance available within the community as a financial protection against flood losses.

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1. What happens when a community does not enforce its floodplain management ordinance?
2. What is probation?
3. When can a community be placed on probation?
4. How long will probation last?
5. What penalties are imposed when a community is placed on probation?
6. What is suspension?
7. What happens if a community does not participate in the National Flood Insurance Program (NFIP)?
8. Explain the discounts on premiums for the Community Rating System (CRS) for communities that go beyond the minimum requirements to participate in the National Flood Insurance Program (NFIP).
9. What procedures must be followed for a community to participate in the Community Rating System (CRS)?
10. How can a community acquire the CRS Coordinator's Manual and other information describing the program?
11. What is the National Flood Insurance Program (NFIP)?
12. Why was the National Flood Insurance Program established by Congress?
13. How was the National Flood Insurance Program (NFIP) established and who administers it?
14. What is the National Flood Insurance Program's (NFIP) Write Your Own (WYO) Program?
15. Do the state insurance regulators have any jurisdiction over the National Flood Insurance Program in their respective states?
16. How does the National Flood Insurance Program (NFIP) benefit property owners, taxpayers, and communities?
17. What is the definition of a community?
18. Why is participation in the National Flood Insurance Program (NFIP) on a community basis rather than on an individual basis?
19. Is community participation mandatory?
20. What is the National Flood Insurance Program's Emergency Program?
21. What is the National Flood Insurance Program's (NFIP) Regular Program?