How was the National Flood Insurance Program (NFIP) established and who administers it?
The U.S. Congress established the National Flood Insurance Program's (NFIP) on August 1, 1968, with the passage of the National Flood Insurance Act of 1968. The NFIP was broadened and modified with the passage of the Flood Disaster Protection Act of 1973 and other legislative measures. It was further modified by the National Flood Insurance Reform Act of 1994, signed into law on September 23, 1994.


The NFIP is administered by the Federal Insurance and Mitigation Administration (FIMA) and the Mitigation Directorate (MT), components of FEMA, an independent federal agency.

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1. What happens when a community does not enforce its floodplain management ordinance?
2. What is probation?
3. When can a community be placed on probation?
4. How long will probation last?
5. What penalties are imposed when a community is placed on probation?
6. What is suspension?
7. What happens if a community does not participate in the National Flood Insurance Program (NFIP)?
8. Explain the discounts on premiums for the Community Rating System (CRS) for communities that go beyond the minimum requirements to participate in the National Flood Insurance Program (NFIP).
9. What procedures must be followed for a community to participate in the Community Rating System (CRS)?
10. How can a community acquire the CRS Coordinator's Manual and other information describing the program?
11. What is the National Flood Insurance Program (NFIP)?
12. Why was the National Flood Insurance Program established by Congress?
13. How was the National Flood Insurance Program (NFIP) established and who administers it?
14. What is the National Flood Insurance Program's (NFIP) Write Your Own (WYO) Program?
15. Do the state insurance regulators have any jurisdiction over the National Flood Insurance Program in their respective states?
16. How does the National Flood Insurance Program (NFIP) benefit property owners, taxpayers, and communities?
17. What is the definition of a community?
18. Why is participation in the National Flood Insurance Program (NFIP) on a community basis rather than on an individual basis?
19. Is community participation mandatory?
20. What is the National Flood Insurance Program's Emergency Program?
21. What is the National Flood Insurance Program's (NFIP) Regular Program?